Weirton VA Loan Rates, Closing Costs & Stats

WEIRTON-STEUBENVILLE, WV-OH

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Weirton's 27 lenders originated 105 VA loans during 2024. The total origination value was $21,725,000, with an average VA loan value of $206,905.

    Weirton VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Weirton averaged 6.57% for the week of 2025-07-18, compared to the national average (all VA variants) of 6.385% for the same period.

    Weirton's average VA mortgage closing costs are $4,985.

    The average rate for the prior week (2025-07-11) was 6.86% and one month ago for the week of 2025-06-13, the average rate was 6.93%.

    The average rate one year ago was 6.63%.

    For refis of the same type during the week of 2025-07-18, the average rate was 6.98%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Weirton VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Weirton level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 30 6.43% $5,690
    QUICKEN LOANS, LLC 10 6.03% $9,609
    MORTGAGE SOLUTIONS OF COLORADO, LLC 8 7.38% $1,979
    WesBanco 5 6.23% $4,498
    PENNYMAC LOAN SERVICES, LLC 5 6.00% $4,538
    FREEDOM MORTGAGE CORPORATION 4 6.13% $4,758
    UNITED WHOLESALE MORTGAGE, LLC 4 5.75% $12,725
    LOANDEPOT.COM, LLC 3 6.24% $9,379
    Barrington Bank & Trust Company, N.A. 3 5.92% $6,176
    U.S. Bank 3 6.42% $4,606
    NAVY FEDERAL CREDIT UNION 3 6.17% $4,294
    Wells Fargo Bank 2 6.75% $5,052
    USAA Federal Savings Bank 2 6.31% $15,510
    POLARIS HOME FUNDING CORP. 2 6.56% $10,971
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.75% $6,560
    CROSSCOUNTRY MORTGAGE, LLC 1 5.25% $6,775
    DAS Acquisition Company, LLC 1 6.75% $650
    DEVELOPER'S MORTGAGE COMPANY 1 6.13% $690
    Gateway First Bank 1 6.75% $699
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 5.75% $4,864
    MORTGAGE ACCESS CORP. 1 5.75% $4,315
    Mr. Cooper ( Nationstar Mortgage ) 1 6.75% $4,981
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $11,108
    NBKC BANK 1 5.88% $12,114
    S1L, Inc. 1 7.13% $1,677
    The Huntington National Bank 1 6.13% $3,917
    UNION HOME MORTGAGE CORP. 1 7.75% $3,373

    The top Weirton VA lender as defined by loan originations is Mortgage Research Center, LLC, with 30 VA loans originated. Their average total fees are $5,690, which is $3,919 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Weirton VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,690), QUICKEN LOANS, LLC ($9,609), .

    The lowest rate Weirton VA lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.03%), Mortgage Research Center, LLC (6.43%), .

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.