Greenville VA Loan Rates, Closing Costs & Stats

GREENVILLE-ANDERSON, SC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Greenville's 159 lenders originated 1,699 VA loans during 2024. The total origination value was $580,175,000, with an average VA loan value of $341,480.

    Greenville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Greenville averaged 6.68% for the week of 2025-07-18, compared to the national average (all VA variants) of 6.385% for the same period.

    Greenville's average VA mortgage closing costs are $6,181.

    The average rate for the prior week (2025-07-11) was 6.86% and one month ago for the week of 2025-06-13, the average rate was 6.74%.

    The average rate one year ago was 6.54%.

    For refis of the same type during the week of 2025-07-18, the average rate was 6.44%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Greenville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greenville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 248 6.34% $5,935
    UNITED WHOLESALE MORTGAGE, LLC 154 5.95% $8,200
    QUICKEN LOANS, LLC 90 5.96% $9,069
    FREEDOM MORTGAGE CORPORATION 82 6.26% $9,111
    DHI MORTGAGE COMPANY, LTD. 75 5.29% $6,726
    NAVY FEDERAL CREDIT UNION 59 5.84% $5,757
    PRIMELENDING, A PLAINSCAPITAL COMPANY 51 6.17% $6,950
    NEW DAY FINANCIAL, LLC 37 7.56% $13,846
    MOVEMENT MORTGAGE, LLC 36 6.30% $7,495
    LOANDEPOT.COM, LLC 36 5.76% $11,400
    NVR Mortgage Finance, Inc. 34 5.86% $5,551
    PENNYMAC LOAN SERVICES, LLC 32 5.68% $7,815
    EAGLE HOME MORTGAGE, LLC 27 5.91% $4,147
    USAA Federal Savings Bank 25 6.38% $7,172
    CROSSCOUNTRY MORTGAGE, LLC 22 6.44% $9,726
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 19 6.34% $8,300
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 19 6.53% $7,035
    Renasant Bank 19 5.97% $9,584
    VILLAGE CAPITAL MORTGAGE 19 5.67% $8,902
    FBC MORTGAGE, LLC 19 5.41% $5,780
    The Federal Savings Bank 17 6.22% $16,858
    Southern First Bank 16 6.45% $8,006
    NEWREZ LLC 16 6.11% $5,693
    American Mortgage & Equity Consultants, Inc. 14 6.30% $5,855
    MORTGAGE SOLUTIONS OF COLORADO, LLC 14 7.43% $3,139
    HOMESIDE FINANCIAL, LLC 13 7.00% $12,361
    Flagstar Bank, FSB 12 6.27% $6,859
    Mr. Cooper ( Nationstar Mortgage ) 12 6.18% $11,191
    LAKEVIEW LOAN SERVICING, LLC 11 5.87% $4,733
    GUARANTEED RATE, INC. 11 5.84% $5,529
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 10 6.30% $6,706
    CARDINAL FINANCIAL 10 6.89% $11,290
    MUTUAL OF OMAHA MORTGAGE, INC. 10 6.36% $13,133
    PLANET HOME LENDING, LLC 10 5.95% $4,481
    First Heritage Mortgage, LLC 9 6.39% $7,698
    Ameris Bank 9 6.32% $6,595
    CLEARPATH LENDING 9 5.60% $7,210
    Magnolia Bank 9 5.96% $12,226
    HOMEOWNERS FINANCIAL GROUP USA, LLC 8 6.28% $7,326
    BROKER SOLUTIONS, INC. 8 6.20% $13,529
    SOUTHPOINT FINANCIAL SERVICES, INC. 8 6.53% $9,915
    Countybank 8 6.33% $4,955
    First Federal Bank 8 5.72% $6,349
    VANDERBILT MORTGAGE AND FINANCE, INC. 7 5.68% $3,695
    ACOPIA, LLC 7 6.55% $6,068
    South State Bank 6 6.19% $4,192
    CMG MORTGAGE, INC. 6 5.96% $6,664
    GUILD MORTGAGE COMPANY 6 6.33% $9,325
    UNION HOME MORTGAGE CORP. 6 6.44% $11,185
    Lakeview Community Capital, LLC 5 6.33% $4,134
    The Loan Store, Inc. 5 5.79% $10,617
    SUN WEST MORTGAGE COMPANY, INC. 5 5.47% $9,583
    Century Mortgage Company DBA Century Lending Company 5 6.12% $7,877
    NBKC BANK 5 5.75% $5,170
    INSPIRE HOME LOANS INC. 4 5.28% $4,183
    PLAZA HOME MORTGAGE, INC. 4 5.88% $4,252
    Equity Prime Mortgage LLC 4 6.84% $5,117
    AMERICAN FINANCIAL NETWORK, INC. 4 6.09% $8,303
    PENTAGON FEDERAL CREDIT UNION 4 6.03% $7,025
    PULTE MORTGAGE LLC 4 5.31% $5,495
    RESOURCE FINANCIAL SERVICES, INC. 4 6.06% $8,090
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.50% $11,491
    T2 FINANCIAL LLC 4 6.84% $15,988
    TBI MORTGAGE COMPANY 4 6.16% $8,885
    Armed Forces Bank 4 5.47% $13,074
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.31% $25,031
    GSF Mortgage Corporation 4 7.09% $6,783
    Barrington Bank & Trust Company, N.A. 3 7.17% $5,842
    ALLIANT CREDIT UNION 3 5.46% $2,604
    AmeriHome Mortgage Company, LLC 3 6.08% $4,199
    DELMAR FINANCIAL COMPANY 3 6.67% $7,672
    FIRST COMMUNITY MORTGAGE, INC. 3 6.08% $6,258
    First Reliance Bank 3 6.21% $5,342
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 6.66% $11,397
    GUARANTEED RATE AFFINITY, LLC 3 5.99% $9,352
    HOWARD HANNA FINANCIAL SERVICES, INC. 3 6.46% $5,065
    LOANPAL, LLC 3 5.88% $7,601
    NFM, INC. 3 6.79% $13,131
    Presidential Bank, FSB 3 6.25% $4,874
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.00% $4,996
    TOWNE MORTGAGE COMPANY 3 6.62% $8,218
    Truist 3 6.60% $8,102
    VERITAS FUNDING, LLC 3 5.96% $19,685
    PHH Mortgage Corporation 2 5.81% $5,074
    Network Funding, L.P. 2 6.63% $7,394
    Texana Bank 2 5.81% $14,863
    Sierra Pacific Mortgage Company, Inc. 2 6.06% $17,429
    Atlantic Coast Mortgage, LLC 2 5.94% $12,005
    ENVOY MORTGAGE, LTD 2 6.63% $6,670
    First Community Bank 2 6.44% $6,183
    Old National Bank 2 5.63% $11,755
    Waterstone Mortgage Corporation 2 6.94% $5,267
    Wells Fargo Bank 2 6.50% $6,895
    Carrington Mortgage Services, LLC 2 5.69% $4,809
    ON Q FINANCIAL, INC. 2 5.75% $7,028
    SOUTHWEST STAGE FUNDING, LLC 2 6.13% $4,208
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.38% $5,965
    JPMorgan Chase Bank 2 5.69% $5,875
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.69% $4,637
    Paramount Residential Mortgage Group, Inc. 2 6.94% $15,619
    Credence Funding Corporation 2 5.63% $8,714
    U.S. Bank 2 6.19% $8,871
    NEW FED MORTGAGE, CORP. 2 6.19% $4,307
    GoPrime Mortgage, Inc. 2 6.63% $12,250
    PLUS RELOCATION MORTGAGE, LLC 1 5.75% $20,751
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.63% $6,489
    Wolfe Financial, Inc 1 7.38% $3,857
    East Coast Capital Corp. 1 6.25% $3,758
    CRESCENT MORTGAGE COMPANY 1 5.88% $4,023
    Regions Bank 1 6.25% $10,255
    RELIANCE FIRST CAPITAL, LLC 1 6.13% $22,928
    Cornerstone First Mortgage, Inc 1 6.50% $9,725
    CONTOUR MORTGAGE CORPORATION 1 7.13% $14,167
    SIRVA MORTGAGE, INC. 1 6.63% $13,283
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.38% $3,227
    CHURCHILL MORTGAGE CORPORATION 1 7.63% $6,882
    SOUTHWEST FUNDING, LP 1 6.75% $8,685
    Stifel Bank and Trust 1 7.25% $14,280
    Strong Home Mortgage, LLC 1 5.99% $10,748
    Sunflower Bank 1 7.75% $7,997
    CAROLINA ONE MORTGAGE, LLC 1 7.25% $3,648
    Synovus Bank 1 5.75% $13,958
    Capital Bank 1 6.49% $13,279
    1ST SIGNATURE LENDING, LLC 1 7.63% $11,732
    TD Bank 1 6.50% $2,151
    BANKSOUTH MORTGAGE COMPANY, LLC 1 6.25% $6,031
    The Park National Bank 1 5.50% $4,592
    TOP FLITE FINANCIAL, INC. 1 7.50% $12,452
    Towne Bank 1 7.13% $4,768
    Assurance Financial Group, L.L.C. 1 6.25% $10,094
    United Bank 1 6.63% $4,288
    Arbor Bank 1 6.25% $3,984
    AMERISAVE MORTGAGE CORPORATION 1 5.00% $16,598
    JET HOMELOANS, LLC 1 6.75% $13,249
    Ixonia Bank 1 8.25% $1,426
    INTERLINC MORTGAGE SERVICES, LLC 1 6.00% $561
    INTERCOASTAL MORTGAGE COMPANY 1 6.25% $2,254
    MILEND, INC. 1 6.13% $10,965
    Mid-Continent Funding, Inc. 1 6.25% $8,290
    MORTGAGE ACCESS CORP. 1 5.25% $3,734
    Mortgage Assurance Inc. 1 6.25% $4,424
    MORTGAGE EQUITY PARTNERS LLC 1 5.75% $7,518
    MORTGAGE INVESTORS GROUP, INC. 1 6.99% $779
    Integrity Home Mortgage Corp 1 5.75% $3,282
    GENEVA FINANCIAL, LLC 1 6.63% $13,273
    M&T Bank 1 6.50% $7,538
    FLAT BRANCH MORTGAGE, INC. 1 6.00% $2,965
    NATIONS DIRECT MORTGAGE, LLC 1 5.75% $6,773
    Nations Lending Corporation 1 6.50% $2,633
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.25% $9,000
    First National Bank Texas 1 6.00% $16,318
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.25% $4,022
    First Horizon Bank 1 6.25% $3,781
    FIRST HOME MORTGAGE CORPORATION 1 6.75% $4,185
    AMERICAN FINANCING CORPORATION 1 6.00% $26,434
    ONY GLO, INC. 1 6.25% $4,820
    First-Citizens Bank & Trust Company 1 5.88% $7,680
    FIRST ALLIANCE HOME MORTGAGE, LLC 1 5.88% $8,800
    Fifth Third Bank 1 6.25% $4,702

    The top Greenville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 248 VA loans originated. Their average total fees are $5,935, which is $2,265 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Greenville VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,139), EAGLE HOME MORTGAGE, LLC ($4,147), PLANET HOME LENDING, LLC ($4,481), LAKEVIEW LOAN SERVICING, LLC ($4,733) and GUARANTEED RATE, INC. ($5,529).

    The lowest rate Greenville VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.29%), FBC MORTGAGE, LLC (5.41%), VILLAGE CAPITAL MORTGAGE (5.67%), PENNYMAC LOAN SERVICES, LLC (5.68%) and LOANDEPOT.COM, LLC (5.76%).

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.