Green Bay VA Loan Rates, Closing Costs & Stats

GREEN BAY, WI

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Green Bay's 57 lenders originated 374 VA loans during 2024. The total origination value was $119,460,000, with an average VA loan value of $319,412.

    Green Bay VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Green Bay averaged 6.8% for the week of 2025-07-18, compared to the national average (all VA variants) of 6.385% for the same period.

    Green Bay's average VA mortgage closing costs are $4,807.

    The average rate for the prior week (2025-07-11) was 6.89% and one month ago for the week of 2025-06-13, the average rate was 6.76%.

    The average rate one year ago was 6.56%.

    For refis of the same type during the week of 2025-07-18, the average rate was 6.49%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Green Bay VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Green Bay level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 71 6.33% $6,918
    UNITED WHOLESALE MORTGAGE, LLC 59 6.04% $5,809
    FREEDOM MORTGAGE CORPORATION 21 6.12% $7,526
    QUICKEN LOANS, LLC 16 6.33% $11,524
    MOVEMENT MORTGAGE, LLC 16 6.37% $9,919
    Nations Lending Corporation 15 6.37% $5,392
    NAVY FEDERAL CREDIT UNION 14 6.10% $6,514
    GUARANTEED RATE, INC. 13 6.23% $4,441
    PENNYMAC LOAN SERVICES, LLC 11 5.41% $6,272
    CROSSCOUNTRY MORTGAGE, LLC 10 6.25% $8,010
    Barrington Bank & Trust Company, N.A. 9 6.08% $8,020
    VILLAGE CAPITAL MORTGAGE 9 5.72% $4,588
    FIRST COLONY MORTGAGE CORPORATION 9 5.96% $7,566
    GUILD MORTGAGE COMPANY 7 6.80% $6,667
    Waterstone Mortgage Corporation 5 6.53% $7,942
    PLANET HOME LENDING, LLC 5 5.92% $5,299
    LAKEVIEW LOAN SERVICING, LLC 5 6.18% $6,636
    NEW DAY FINANCIAL, LLC 5 7.29% $8,667
    USAA Federal Savings Bank 4 6.31% $6,756
    Flagstar Bank, FSB 3 6.54% $4,046
    CARDINAL FINANCIAL 3 6.62% $11,005
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.50% $9,030
    HOMESIDE FINANCIAL, LLC 3 6.17% $6,828
    The Federal Savings Bank 3 6.42% $14,917
    Wells Fargo Bank 3 6.42% $6,339
    CAPITAL Credit Union 2 6.00% $3,323
    UNION HOME MORTGAGE CORP. 2 6.50% $7,535
    Associated Bank 2 6.25% $1,369
    Armed Forces Bank 2 6.13% $2,428
    U.S. Bank 2 6.31% $3,152
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.50% $4,574
    Johnson Bank 2 6.44% $2,400
    NEWREZ LLC 2 6.50% $3,782
    Mr. Cooper ( Nationstar Mortgage ) 1 6.25% $3,112
    AMERICAN FINANCIAL NETWORK, INC. 1 6.25% $1,300
    First Federal Bank 1 5.63% $18,310
    CMG MORTGAGE, INC. 1 5.88% $9,386
    North American Savings Bank, F.S.B. 1 5.50% $1,295
    OCEANSIDE MORTGAGE COMPANY 1 5.88% $6,342
    Paramount Bank 1 5.63% $6,806
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $3,163
    PENTAGON FEDERAL CREDIT UNION 1 5.63% $15,965
    PHH Mortgage Corporation 1 5.63% $4,040
    Carrington Mortgage Services, LLC 1 6.25% $7,728
    PREMIA MORTGAGE, LLC 1 5.99% $1,608
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $5,527
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.13% $14,284
    TOWNE MORTGAGE COMPANY 1 7.25% $8,987
    Ixonia Bank 1 6.25% $13,545
    JPMorgan Chase Bank 1 6.50% $2,478
    LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $16,717
    LOANDEPOT.COM, LLC 1 5.50% $9,167
    LOANPAL, LLC 1 6.25% $8,178
    Magnolia Bank 1 5.25% $16,023
    GREENSTATE CREDIT UNION 1 7.25% $2,953
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.75% $155
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.63% $6,383

    The top Green Bay VA lender as defined by loan originations is Mortgage Research Center, LLC, with 71 VA loans originated. Their average total fees are $6,918, which is $1,109 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Green Bay VA lenders (with over 10 loans originated) are GUARANTEED RATE, INC. ($4,441), Nations Lending Corporation ($5,392), UNITED WHOLESALE MORTGAGE, LLC ($5,809), PENNYMAC LOAN SERVICES, LLC ($6,272) and NAVY FEDERAL CREDIT UNION ($6,514).

    The lowest rate Green Bay VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.41%), UNITED WHOLESALE MORTGAGE, LLC (6.04%), NAVY FEDERAL CREDIT UNION (6.10%), FREEDOM MORTGAGE CORPORATION (6.12%) and GUARANTEED RATE, INC. (6.23%).

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.